@ARTICLE {30254,
author={G.T. Teles and J. R. Rodrigues and K. S. Saleem and S.  Kozlov},
doi={10.1109/JSYST.2019.2937552},
journal={IEEE Systems Journal},
title={Classification Methods Applied to Credit Scoring With Collateral},
year={2020},
month={September},
volume={14},
number={3},
pages={4557-4566},
ISSN={1932-8184}
}